Terms and Conditions

Last updated: 18 September 2026

1. Who you are contracting with

EZMunny is owned and operated by Buds to Blossoms, Inc., a Florida corporation located in the United States ("Buds to Blossoms", "we", "us"). EZMunny is the trading name of Buds to Blossoms, Inc. By creating an account or using the service you enter into an agreement with Buds to Blossoms, Inc.

2. Acceptance of these terms

By creating an account or continuing to use EZMunny you agree to these terms. If you do not agree, please stop using the service. If you use EZMunny on behalf of a business, you confirm you have authority to bind that business. If you use it as an individual, you confirm you are of legal age to enter a contract.

3. The service

EZMunny is web-based bookkeeping software for small businesses. It includes invoicing, customer records, a product and service catalog, inventory, expenses, vendors and bills, payroll, a check register, sales tax tracking and reporting. Subject to these terms, we grant you a limited, non-exclusive, non-transferable right to use the service within the plan you have selected.

4. Your account

You are responsible for keeping your login credentials confidential and for all activity under your account. You must provide accurate information and keep it up to date. EZMunny is a record-keeping tool, not a substitute for professional accounting, tax or legal advice; you remain responsible for the accuracy of your own books and filings.

5. Acceptable use

You must not:

use the service for any unlawful purpose;
use it for fraud, spam or misrepresentation of financial records;
infringe the intellectual property or privacy rights of others;
interfere with the security or integrity of the service, including introducing malware, probing or scanning systems, scraping, or attempting to bypass access controls;
reverse engineer, resell or redistribute the service, or circumvent plan limits.

6. Your content

You keep ownership of the data you enter, including invoices, customer records and uploaded logos. You grant us a limited licence to host and process that data solely to provide the service to you.

7. Our intellectual property

We retain ownership of the EZMunny software, documentation and branding, and of all intellectual property rights in them. Nothing in these terms transfers those rights to you.

8. Service level and warranties

We work to keep EZMunny available and accurate, but we do not guarantee uninterrupted or error-free performance. To the fullest extent permitted by law, we disclaim all implied warranties, including merchantability and fitness for a particular purpose. Keep your own copies of records that matter to you.

9. Payment and subscriptions

EZMunny is sold on a subscription basis at $20 per month, following a 30-day free trial. Subscriptions renew automatically each month until cancelled. Payment, billing, tax, cancellation and refund mechanics are handled by Paddle and are governed by the Paddle Checkout Buyer Terms. You can cancel at any time from the Settings page in your account.

Our order process is conducted by our online reseller Paddle.com. Paddle.com is the Merchant of Record for all our orders. Paddle provides all customer service inquiries and handles returns.

10. Payroll and direct deposit

EZMunny is software, not a bank, money transmitter or payroll money service. We do not hold, move or guarantee your money or your employees' money.

Where direct deposit is offered, the actual transfer of funds is carried out by your bank or by a licensed third-party payment service. That provider's own terms, fees and timelines apply, and we are not responsible for its acts, errors or outages.
You are solely responsible for entering and verifying employee bank details, pay amounts and pay dates. We are not liable for transfers made to accounts or amounts that you entered incorrectly, and recovering a misdirected payment is handled between you and the payment provider or bank.
Any bank account details stored in the service are stored encrypted and access is restricted, but no method of storage is completely secure; you acknowledge this risk and agree to maintain your own records and to monitor your accounts.
You are responsible for having your employees' authorization for direct deposit, for complying with payroll and wage laws, and for having sufficient funds available. We are not liable for overdrafts, rejected payments, penalties or interest arising from your payroll activity.

11. Suspension and termination

We may suspend or terminate access for material breach of these terms, non-payment, security or fraud risk, or repeated or serious policy violations. If a renewal payment fails you keep access during a 10-day grace period; after that your account is locked but your data is retained and becomes available again when payment succeeds. You may close your account at any time from Settings, which permanently deletes your data.

12. Liability

To the fullest extent permitted by law, we are not liable for indirect, consequential or special damages, including loss of profits, data or goodwill. Our total aggregate liability is limited to the fees you paid in the twelve months before the claim. Nothing in these terms excludes liability for fraud, death or personal injury where that exclusion is not permitted by law.

13. Indemnity

You agree to indemnify us against claims arising from your content, your unlawful use of the service, or your breach of these terms.

14. General

These terms are governed by the laws of the State of Florida, United States, and disputes will be heard by the courts of that jurisdiction. You may not assign these terms without our consent; we may assign them in connection with a merger or acquisition. Neither party is liable for delays caused by events beyond its reasonable control. We may update these terms and will post the revised version on this page.

15. Contact

Questions about these terms can be sent through the Suggestions page in your account, or by email to ezmunnysoftware@gmail.com.